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外國文(英文)108 年第 29 題單選題
📖 閱讀測驗 · 共用前文
Extending health coverage to illegal immigrants is sound policy. The inclusion of the illegal-immigrant population may lower costs in numerous ways, including lower insurance premiums, lower emergency medical expenditures, and a switch from expensive late-stage treatments to cost-effective preventative and ambulatory care. Coverage will obviously benefit illegal immigrants, but the entire US population will also reap the rewards of a broader risk pool comprising individuals with comparatively low medical expenditures and usage trends. Extending coverage could also have important public health benefits. Ensuring treatment, especially of infectious disease, protects the health of the population as a whole, and this is particularly important considering the ease of travel and access to different parts of the globe. The public health is also served by prompt diagnosis and treatment of chronic diseases, such as heart disease and diabetes. Allowing illegal immigrants to stay and pretending they're not here doesn't work for anyone. Prohibiting inclusion of illegal immigrants in the formal healthcare system and at the same time extending piecemeal benefits, emergency rooms, and some patchwork of state and local governments is a poor way to address the intractable problem of ever increasing health care costs. The federal government should meet this challenge head-on in the form of health coverage, recognizing the benefits that could accrue to it by instituting necessary health insurance reforms. Even if immigration reform does materialize, nothing will have been lost by providing coverage in the interim. As the illegal immigrant population declines, for instance, because of fewer economic opportunities in the United States or absorption into the lawful immigrant category, the system has enough fluidity to respond. Further tweaks may be necessary, but incremental improvement is a characteristic of any public benefits scheme. What is not acceptable is to tacitly ignore the problem while setting up additional barriers to coverage.

What is the author's opinion about the federal government's role in health insurance?

AThe health insurance should be handled by the private sector.
BProviding public health care to illegal immigrants is the local government's business.
CThe federal government should reform the public health insurance to make it accessible to illegal immigrants.正確答案
DThe proposed health insurance reform should wait until the immigration reform is completed.
答案與詳解
C
正確答案
作者主張聯邦政府應主動推行醫療保險改革,將非法移民納入覆蓋範圍,而非消極迴避問題。

逐選項解析

AThe health insurance should be handled by the private sector.✕ 錯誤
短文完全未提及私部門(private sector)應負責醫療保險,作者訴求對象是聯邦政府,非私人企業。
BProviding public health care to illegal immigrants is the local government's business.✕ 易錯陷阱
短文第二段反而批評依靠地方政府的零散補丁('patchwork of state and local governments')是處理問題的糟糕方式,並非作者支持的方向。
CThe federal government should reform the public health insurance to make it accessible to illegal immigrants.✓ 正確
DThe proposed health insurance reform should wait until the immigration reform is completed.✕ 易錯陷阱

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