There are all kinds of misconceptions floating around ＿＿（11）＿＿ pension reform in Taiwan, and these will only hamper the progress of reform and widen existing rifts. If the government does not do something to right these misconceptions, trouble is ＿＿（12）＿＿ to ensue. Reform takes more than a reliance on ideals and a moral stance. Pension reform involves promises made to a great many people about their lives after they retire since the size of someone’s pension has a direct impact ＿＿（13）＿＿ that person’s post-retirement life. It is not just some abstract idea of being in the national interest. The national interest must be connected in some way to the actual lives of the majority of Taiwanese.＿＿（14）＿＿, it just becomes some empty appeal ＿＿（15）＿＿ some ideal, such as “without reform, we go the way of Greece.”