請依下文回答第41題至第45題: In business or in daily life, when dealing with the things we know, we can plan accordingly and expect them to go as planned. However good business or personal plans may be, they can sometimes __41__ because of unexpected events or circumstances, which are often called contingencies. Success sometimes reflects the number of calculated risks we are willing to take, both personally and professionally. That is why contingency planning is so important for it allows active risk management and __42__ preparation rather than reactive decisions when faced with an emergency, which can result in failure. In business a contingency, either externally or internally, is generally negative, and it may influence the financial health, professional image, or market share of a company. __43__, such unexpected development can likewise be a surprising windfall, for example, a giant order. Anything __44__ that upsets a company's normal operation can hurt the company regardless of the possibility that the interruption is a direct result of a windfall. It should, therefore, be a normal part of the business planning process to __45__ potential threats and opportunities. Seeing to this can ensure that specific contingency plans and resources are well-prepared to deal with them.