Pete is 36 years old and works for the post office. He has worked there for 12 years. His salary is good, and benefits are excellent. All postal workers have health insurance and a good ＿＿（36）＿＿ plan. Pete works hard, ＿＿（37）＿＿ misses work, and is never late. He's reliable, and his supervisors know that they can ＿＿（38）＿＿ on him. He also gets along well with the other workers. Pete loves sports. He played football and baseball in high school, and he still jogs three or four times a week. Pete doesn't drink or smoke, but he has one big ＿＿（39）＿＿ . He loves to ＿＿（40）＿＿ . He buys a lottery ticket every day. He goes to the racetrack every week. He also bets on football, basketball, and baseball games. Sometimes, he wins a lot of money, but sometimes he loses a lot. This makes his wife, Gloria, angry. "You should stop betting," she tells Pete. "I'll stop betting if you lose 40 pounds," he replies.