The Euro has become an important foreign currency deposit in the United States, mainly because US banks issue …

Question

The Euro has become an important foreign currency deposit in the United States, mainly because US banks issue Euro deposit accounts with narrower margins relative to domestic currency deposits for Euro trading. What nature of Euro deposits is it in the United States for US banks to do so?

Accepted Answer

正確答案為 C。Eurocurrency（境外貨幣存款）最大特徵就是不受存款所在國央行管制——無法定準備金、無存款保險費、無利率上限。銀行成本降低，才能以較窄利差經營，這正是歐洲美元市場蓬勃發展的根本原因。

The Euro has become an important foreign currency deposit in the United States, mainly because US banks issue Euro deposit accounts with narrower margins relative to domestic currency deposits for Euro trading. What nature of Euro deposits is it in the United States for US banks to do so?

為什麼答案是 C

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